A Practical Guide to Navigating Retirement’s Most pressing Decisions
Retirement is shaped by the decisions you make after you stop working. Without a clear plan for how taxes, investments, estate and long‑term priorities connect, even strong portfolios can feel uncertain.
Designed for individuals and families navigating complex retirement decisions, this guide breaks down the important decisions, from structuring income and managing taxes to planning for longevity, health care and legacy, so you can see how it all should connect.
Download the Retirement
Planning Guide
Learn approaches to coordinating retirement income, taxes and long-term planning.
Retirement Is More Than a Number It's a Series of
Interconnected Decisions
Retirement changes how your wealth works. Income, taxes, health care and other long‑term planning decisions are interconnected, where each one influences the others. This guide helps you understand where the risks and opportunities exist, and supports more informed decision making.
What This Guide Covers:
How to create a plan for generating tax-aware retirement income
- How and when to make key Social Security and withdrawal decisions
- How to plan for health care, longevity and evolving spending needs
- How tax strategies affect long-term outcomes, from Roth conversions to withdrawal timing
- How retirement decisions connect across every phase, not just the early years
The Decisions That Shape Your Retirement
Retirement Income Strategy
Your income strategy shapes how you live day to day. Learn how to turn assets into income that supports your lifestyle over time.
Tax-Aware Planning
From Roth conversions to required minimum distributions and Medicare thresholds, tax decisions continue well into retirement and should be planned accordingly.
Healthcare & Longevity
Health care costs and longer lifespans can reshape even strong plans. Explore how Medicare decisions, long-term care considerations and longevity fit into your plan.
Aligning Your Plan to Real Life
Retirement isn’t static. From your most active years to later stages, your spending, priorities, and risks evolve. Learn how to align your strategy across every phase of retirement.
Michelle Knight,
Chief Executive Officer & Chief Economist
Download the guide to better understand the decisions that shape retirement and how a more coordinated approach can support the life you want to live.
Industry Recognition
1) Barron’s Top 100 RIA Firms was awarded in September 2025 based on firm data from June 30, 2025. Barron’s verifies data submitted and tabulates the entries. No fee was paid to participate. 2) Awarded Oct. 2025. Data compiled by Shook Research LLC based on time period from 3/31/24-3/31/25. No fee was paid to participate. 3) Ranking awarded in September 2025 based on firm data from January 1, 2023 through December 31, 2024. InvestmentNews created and tabulated the entries. No fee was paid to participate. 4) The CNBC Elite recognition was given in 2026 based on data covering year-end 2026 and gathered by CNBC and evaluated and tabulated by AccuPoint Solutions and Cerulli Associates. Data was reviewed from more than 100 firms, and the award was based on criteria including firm scale, services, credentials and reputation. RWA Wealth Partners, LLC did not pay a fee to participate.